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Top 4 Boat Winterization Mishaps To Avoid

Nothing beats enjoying your boat out on the water during summertime, but eventually, you can expect the weather to cool off. Depending on where you live, there is a solid chance that this means you need to think about winterizing your water device after autumn rolls around. When you do, it can be useful to know about some of the top boat winterization mishaps to avoid. For some examples, take a look at this list.

1. Improperly Supporting Your Boat

The way you set up your boat for storage makes a difference. Without ensuring that you place the vessels far out enough for proper support, they can fall over.

2. Forgetting a Heater

Even though heat is necessary in winter, leaving your heater on is not wise. Not only is it a fire risk, but it will not help you if the electricity goes out as often happens during winter storms. 

3. Overly Exposing Your Boat to the Elements

In general, piecing tarp together is not adequate protection for your boat against the elements. Using a custom cover can help you prevent the errors that often come with makeshift solutions.

4. Underestimating Winterization Skills

Even if it seems like a simple task, winterization usually entails much more than amateurs initially think. For this reason, it is best to hire a professional to ensure that everything is right.

By avoiding these common mishaps when you winterize your boat, you will be able to ensure that it has a long life.

Insurance Considerations for Landlords and Commercial Property Owners

As a residential landlord or commercial property owner, your tenants look to you to provide a building that’s functional, safe, secure, and well-maintained. A property that is lacking in one of these areas may have trouble attracting new renters or retaining existing ones, which affects your bottom line. Homeowners usually purchase home insurance to protect their residences from certain types of losses such as fire, theft, and certain weather events. Similarly, building insurance coverage helps to protect your property from similar perils.  

Protecting Your Property

A building insurance policy usually addresses certain perils or risks such as theft, vandalism, fire, storms, flooding, and earthquakes among others. Such a policy exists as one of two types:

  • Named-peril: This policy specifically names the events that are covered, such as fire, theft, etc.
  • All-risk: This plan covers all damages except what’s specifically named in the policy.

It’s important to note the type of plan you have, especially since the frequency of a particular peril will affect the cost of your premium. In some locations, you may have to purchase a separate plan to protect your property. 

Being a Good Owner

Tenants can purchase renters policies to protect their belongings in the event of peril, but they rely on you to make sure the building is covered. This is not just the physical structure, but also interior fixtures such as lighting, bathroom elements, and more. Choose a plan that works for you and the occupants of your building.